Daily payments
Payminty Circle
The core payment ecosystem for everyday transactions. Pay friends, merchants, and bills — instantly.
- Free P2P transfers
- QR & contactless pay
- Real-time settlement
Now in beta · 12,000+ on the waitlistInstant. Secure.
Instant. Secure.
Yours.
Send money to anyone, anywhere — in seconds. Payminty connects your wallet to the world's financial layer, without the complexity.
0% fees0.4s settlement120+ countriesBank-grade security
$2.4B+
Processed monthly
120+
Countries supported
99.99%
Uptime SLA
Good morning
Levent K.
LK
Total balance
12,840.50 USD
Send
Request
Top up
Recent activity
From Sara M.
Circle · 2 min ago
+$240.00
Family pool
Family · Today
−$80.00
ETH staking reward
C Wallet · Yesterday
+$12.40
Payment sentConfirmed in 0.4s
Shared with family3 members notified
- SOC 2 Type II Audited
- PCI DSS Level 1
- ISO 27001 Certified
- Licensed in 23+ countries
- End-to-end encrypted
Trusted by teams at
stripe.
notion
▲ vercel
linear
figma
framer
The ecosystemOne identity.
One identity.
Three ways to move money.
Whether it's daily payments, family budgets, or crypto holdings — Payminty has a dedicated product, all unified in one account.
Shared finances
Payminty Family
For group payments, shared accounts, and family financial management. Budget together, track together.
- Shared pools & budgets
- Kid accounts with limits
- Auto-split bills
Crypto & earning
Payminty C Wallet
Manage crypto assets, swap tokens, and earn yield — all the financial instruments under your own keys.
- Self-custody wallet
- Stake & earn yield
- Multi-chain swaps
Why paymintyBuilt on the rails
Built on the rails
of the new financial layer.
Bank-grade security meets the speed of crypto. Every transaction is protected, transparent, and instant.
Bank-grade security
End-to-end encryption, biometric auth, and SOC 2 Type II compliance. Your money and data are protected by the same standards as the world's largest banks.
SOC 2 Type II
Instant settlement
Transactions confirmed in under a second — locally and globally. No more 3-day waits, no hidden delays. Money moves at the speed of a message.
0.4s average
Borderless by design
Send money to 120+ countries with mid-market rates and zero hidden fees. Multi-currency wallets and built-in stablecoin rails included.
120+ countries
Smart insights
Auto-categorized spending, family-shared budgets, and yield tracking — all in one view. Your full financial picture, finally simple.
10+ categories
24/7 human support
When something goes wrong, you talk to an actual expert — not a bot. Email, chat, or phone — your call. Available in 50+ languages.
2 min avg response
Developer API
Embed the payment layer in your own product. REST, WebSocket, and webhooks supported. Stripe-tier docs, live in 30 minutes.
REST + WebSocket
TestimonialsLoved by people
Loved by people
who move money.
Why our early users keep coming back — in their own words.
“Splitting bills with friends used to be the worst part of dinners out. With Circle, it takes one tap. The QR thing alone is worth it.”
Ayşe K.
Independent designer, Istanbul
“We run our entire household budget through Family. Kids' allowance is automated, vacation fund grows, no spreadsheets. Quietly life-changing.”
Carlos M.
Operations Lead, Madrid
“Self-custody without the friction. C Wallet's multi-chain swaps and yield routing genuinely feel like the missing layer between TradFi and DeFi.”
Yuki T.
DeFi researcher, Tokyo
Get started
Three steps to your first payment.
It takes less than two minutes to set up your account and start moving money.
1
Create account
Sign up with email or phone. KYC takes seconds — no paperwork required.
2
Top up wallet
Add funds via bank transfer, card, or crypto. Choose Circle, Family, or C Wallet.
3
Send & receive
Pay anyone, anywhere. Confirmed in under a second, every time.
FAQ
Frequently asked questions
Quick answers to common questions about Payminty.
Yes. We're protected by SOC 2 Type II compliance, end-to-end encryption, biometric authentication, and PCI DSS certification. Your money and data are held to the same standards as the world's largest banks. We're audited regularly by independent third parties.
Money that moves
like the rest of your life.
Join 12,000+ people already on the Payminty waitlist. Be among the first to experience the new financial layer.